Just got my insurance in Oregon.  State Farm wanted $134 for mim coverage(even though I have two cars, an RV and a house insured with them) so I went with Progressive for $76 a year.  I called back because I thought I had agreed to a low "agreed value."  I was able to change the "agreed vallue and up my coverage with no increase in cost.  Seems that $76 in the min policy they will write. so ask what the max coverage is you can get for the $76.  The second agent was very helpful and uped the coverage in several areas.

It's the going, not the getting there that's good.

71 CT90 K3